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Surveillance and credit monitoring
Our Surveillance and credit monitoring function offers outsourced management of debt portfolios. We provide our clients with support through the full lending lifecycle from underwriting, closing, borrower management, investor reporting, repayment and, if required, workout of investments. We leverage our deep expertise and proven track record to maximise portfolio potential. Specialising in corporate, commercial real estate, infrastructure and structured finance debt, we build trusted relationships to develop bespoke solutions that align with our client’s risk appetite and operational requirements.
Surveillance and credit monitoring
Our Surveillance and credit monitoring function offers outsourced management of debt portfolios. We provide our clients with support through the full lending lifecycle from underwriting, closing, borrower management, investor reporting, repayment and, if required, workout of investments. We leverage our deep expertise and proven track record to maximise portfolio potential. Specialising in corporate, commercial real estate, infrastructure and structured finance debt, we build trusted relationships to develop bespoke solutions that align with our client’s risk appetite and operational requirements.
Bringing value to your portfolio or loan assets through expert surveillance and credit monitoring
At Mount Street, our experts help institutional clients operate with more transparency and efficiency with tailored surveillance and credit monitoring services. These cover everything from risk assessments to credit ratings, financial performance monitoring and compliance reporting.
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Underwriting and risk assessment
Our Surveillance team brings decades of expertise working with banks, debt funds, private credit providers, insurance companies, and other institutional lenders. Recognising that transaction success hinges on the quality of underwriting, we deliver thorough, tailored risk assessments – from initial screening and financial modelling to IC memo preparation and presentation. Leveraging advanced analytics and data-driven tools, we proactively provide watchlists and early-warning risk indicators. We have standardised reports powered by our proprietary CreditHub loan management platform but can also replicate existing reporting formats or assist our clients in creating bespoke templates from scratch.
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Ongoing asset and portfolio surveillance
Management of credit risk is central to what we do. Effective credit risk management across the entire credit lifecycle at both asset and portfolio level is integral to our operations. Our team delivers independent, thorough credit assessments and internal ratings throughout both the underwriting process and the life cycle of each loan. We perform comprehensive analyses of borrower reporting and continuously monitor market and credit conditions at both macro and micro levels, identifying potential risks early through dedicated watchlists and early-warning indicators. Utilising our proprietary loan management platform CreditHub, we offer standardised credit review and rating reports and can adapt to existing client reporting formats or collaborate to develop bespoke templates tailored to specific requirements.
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Credit assessments and management
Alongside comprehensive loan surveillance, we provide expert risk assessments and recommendations for waiver requests and amendments, evaluate new business plan submissions and manage complete loan restructurings.
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Cash flow modelling
We apply advanced modelling techniques to forecast cash flows across a range of scenarios—helping you anticipate performance trends, assess default risks, manage liquidity, and enhance returns. Our team delivers tailored forecasts aligned with your requirements and investment profile.
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Bespoke reporting solutions
Our customised reporting solutions support funds to comply with regulatory requirements and provide clear insights for investors into portfolio performance.
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Powered by CreditHub
Central to our surveillance offering is our proprietary loan servicing platform, CreditHub. Our CreditHub engine powers loan and portfolio onboarding, interest and fee calculations, ongoing borrower compliance obligations (via our cloud-based Task Manager functionality), pay-off calculations and Investor Reporting. The platform holds thousands of credit metrics and feeds millions of data point to our clients daily.
Protect your portfolios’ long-term value via our proactive, expert oversight
Actionable risk intelligence across the lifecycle
Our deep sector insights combined with our focus on risk evaluation and performance monitoring provides timely, actionable intelligence and guidance across all phases of the credit lifecycle. Our team delivers tailored solutions informed by market intelligence and regulatory standards.
A long-time leader in surveillance and credit monitoring
Gain from our decades of expertise in managing corporate, commercial real estate, infrastructure and structured finance debt. We equip you with clear insights, empowering you to make informed decisions and maintain control of your investments.
Discover what proactive, in-depth and customised surveillance and credit monitoring can do for you. Contact us to book an initial consultation and secure long-term success.
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